Thursday, October 13, 2011

The Many Advantages of Using a Gas Card



Paying through credit card is a convenience, but it is also a convenience that has its risks. You have identity theft, mysterious charges and transaction fees to deal with. For most purchases, you can live with these risks, but for your fuel purchases, you don't have to. One way to enjoy the convenience of credit or debit cards minus the hassle is through the purchase of gas cards.
These cards are pre-paid cards meant for your fuel purchases. So when you fill up, you can just use the gas card to pay for the fuel. You don't need to put out cash or your credit card. You just present the card and the amount on the card will be used to pay for the gas. This is how you don't have to worry about identity theft or mysterious charges appearing on your credit or debit card.
These cards come in different denominations, depending on the company offering the gas card. Usually you have $25, $50 and $100 denominations to choose from. And you don't have to spend the whole card amount on a single transaction. Whatever change there is will be left on the card, you can still use it until the credit runs out.
Another good thing about the purchase of them is that they can also be used for other purchases. So long as you use it in one of the issuing company's gas stations, you can use it for shopping, repairs and other services offered at that station aside from fuel. So it gives you a bit of the convenience of a regular credit card.
About coverage, it depends on the gas company issuing them. But if you get it from a major company, like Shell or Exxon, you won't have to worry about running out of gas stations. With thousands of stations scattered around the US, finding a station where you can use it is not a problem.
One other advantage is that you could use them to budget your fuel expenses. By limiting yourself to the amount of gas cards that you have, you get to control your fuel consumption and purchase. And if you have kids who drive, you can use them as a gas allowance, thus allowing your kids to budget their fuel according to the amount you allotted them. Aside from the convenience, these cards are a great way to save on fuel expenses.
To make a purchase of gas cards is easy. You can get them online by logging in to the website of the gas company of your choice. You can also call them up to order. Another option is to go to a local station and ask if they have it for sale. Most of them do, so you shouldn't have a problem. So if you want to have credit card shopping convenience without the hassle of account security worries, then buying gas cards is one option for you.

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